Tuesday, December 24, 2019

Age Difference in Relationships - 855 Words

Age Difference in Relationships The importance of age differences in romantic relationships have been a topic of debate for a long time in American society. It is not uncommon to see older men with much younger women and it is becoming more and more common to see older women with younger men. Still, many people wonder about whether or not it is a good thing to be in a relationship with a large age gap. The issues that are involved in the subject of age gaps in relationships range from social stigmas, interests, family, time, and more. These potential problems are being discussed by sociologists and the results are being written about in magazines across the country, all trying to answer the question of whether or not age really matters†¦show more content†¦I dont feel older all the time, just when I look in the mirror (Brady 1). The same is true for men who are dating younger women, some feel that there is a duty to stay in shape and shield their younger partner from their signs of aging. However, most co uples will say that it is more important to have an intellectual connection rather than a purely physical relationship. In interviews with couples who are in age-gap relationships show that there is a common concern about the permanence of their time together. When your husband or wife is 10 years older than you the idea of death is much more real and can be a burden on the relationship. As one man who is 23 years older than his wife explains, We have different horizons. I know Im going to be dead way too soon, and it makes me sick, (Brady 1). This is one of the realities that people face the further apart they are in age. Although large age differences are seen more often these days, statistics show that the mean age gap for marriages is only 2.2 years. This means that if you are in a relationship with someone that is 10 or even just 5 years older than you you are not a part of the social norm in America. Some people may prefer to stay out of these types of relationships because they feel that they will be judged by society. However some people embrace this fact, such as Elizabeth who is 13 years older than her husband, If youre very conscious of how far your relationshipShow MoreRelatedArgumentive Essay on Age Differences in Relationships1868 Words   |  8 Pageshow long the relationship may be, we never know who out there will be the one we call our mate. You may have similar interests, backgrounds or have the same  sense of humor, but through it all one question sticks out among many folks out in the world today. Does age have a bearing on whether or not to enter a relationship? Some feel that you will eventually fall in love with someone half your age but the thing is how can you tell? And is that a deciding factor in getting in a relationship? Many are opposedRead MoreDoes Age Matter Within A Relationship?1550 Words   |  7 PagesDoes Age Matter in a Relationship? Does age matter in a relationship? What is an acceptable age gap in today’s society? I used to believe that age was a defining factor in the equation of a successful relationship. A few years ago, I might have agreed with many people’s opinion on the matter. However, after experiencing a relationship with a man who is 14 years older than myself, who is now my fiancà ©, my perspective has changed completely. I am happier than I have ever been in any relationship, withRead MoreAge Matter in Relationship Essay1005 Words   |  5 PagesAge Matter in Relationship Recently , relationship statistics indicate that most people have a partner that is probably close to their age . There is a little bit difference in age between them . They have a concept that this little difference in age gives them the opportunity to be closer mentally and the way of thinking. As they keep in their minds the computability in their long-term relationships . Actually , these kinds of people long for someone who understand them , appreciate them and careRead MoreLove And Age Should Not Matter951 Words   |  4 PagesWhen it comes to the topic of love, several people don t know right from wrong. It is said that when people are in love, they are in another world. Most people tend to start relationships at the age of sixteen or even younger. Whether you are ten or eighteen, should the age really matter if you are in love? Would it be better if the guy was older than the girl? When going out with someone older, are there any limits? When it comes to love, the funny thi ng about the situation is that sometimes theRead MoreDiscuss how age, social position and race impact the relationship between Othello and Desdemona749 Words   |  3 PagesDiscuss how age, social position and race impact the relationship between Othello and Desdemona? â€Å"She loved me for the dangers I had passd, And I loved her that she did pity them This only is the witchcraft I have used.† –Othello (act 1, scene 3, 167-169) Othello and Desdemona’s manifestly love-filled relationship was somewhat shielded by society’s views of the age, social position and race differences, that would evidently cause implications. In the late sixteenth century, the time in whichRead MoreRelationships Between Siblings And Siblings1286 Words   |  6 PagesSiblings have one of the strongest bonds when it comes to relationships. Sibling can argue one day but the next day they will be back to being friends. The sibling bond can last for ages. The communication between siblings can depend on various aspects. Communication between two people is important for the relationship to grow. Without communication, the relationship can have many problems and will not grow. Age difference, puberty, closeness, and early adulthood are aspects that have effects thatRead MoreSimilarities And Differences In Marriage In The Elizabethan Era992 Words   |  4 PagesMarriage, a tradition that has been practiced throughout histo ry, unifies two people in a personal relationship. Marriage has been a topic of controversy for ages. Whether it be in ancient Greece, in the Elizabethan Era, or in modern times, there are differences and similarities in marriages and relationships between these three time periods. As shown in William Shakespeare’s A Midsummer Night’s Dream, marriages in ancient Greece were very strict. Marrying someone during the Elizabethan Era meantRead MoreDoes Age Matter In Relationships813 Words   |  4 Pagesï » ¿Does age matter in relationships? There is a  funny thing about  love. And that is the fact you never tell as to whom your mate will be. Regardless of how long the relationship may be, we never know who out there will be the one we call our mate. Most people think that age difference between two people that love each other won’t work out. Age is nothing but a number and it shouldn’t stop people from being together. Age is a problem to people because they think that there is no way the relationshipRead MoreNew York Youth Center ( N.y.y.c )962 Words   |  4 Pagesbetween the ages of 10 and 12. Around these ages they start breaking curfew, cutting classes, drinking and other status delinquent behaviors. The relationship children have between their parents is the most significant factor in preventing delinquent acts. N.Y.Y.C will aim to ensure that a child is not being neglected. One example is if the parents are always busy at work, the child will not get any form of discipline from his/her parents. This will result in a disobedient relationship with his orRead MoreAmerican National Election Studies : Race, Political Party And Gender Essay1108 Words   |  5 PagesLike-dislike Obama questions, a one-way ANOVA was ran. The null hypothesis stated there was no difference in how much they like-dislike Obama based on political party affiliation. The research hypothesis stated there would be a difference on how much someone likes-dislikes Obama based on political party affiliation. The test was significant (F(2, 317) = 42.47, p .01), which indicates that there is a difference between the independent variable political party and dependent variable like-dislike Obama

Monday, December 16, 2019

Ryanair Pestel Free Essays

Complete a PEST(EL) analysis as preparation for a scenario planning exercise next week. POLITICAL: †¢Due to severe security measures, they had to cancel 279 flights and refunded 2. 7mâ‚ ¬. We will write a custom essay sample on Ryanair Pestel or any similar topic only for you Order Now A loss of 1. 9mâ‚ ¬ in reduced bookings †¢Aer Lingus was fundamentally opposed to a merger with Ryanair, even if it raises its price †¢12. 6 % of the shareholding controlled by Aer Lingus, whose members rejected the offer by a 97% majority vote †¢Opposed to the BAA airport monopoly plans to build a 4bn gold plated Taj Mahal at Stansted SOCIAL: †¢Europe’s leading budget airline August 2006, Air Transport World magazine- most profitable airline in the world †¢72% negative response from a poll of readers of the Financial Times for one of its initiatives †¢In 2006, its employees count by more than 700, to 3. 500 people, comprising over 25 different nationalities †¢In 2006, it was voted the world’s least favourite airline because of the unfriendly staff, delays and poor legroom †¢The airline formerly refused to provide accommodation or meal vouchers when flights were cancelled or delayed, until it became illegal to do so in 2005 ENVIRONMENTAL: †¢Deploying more efficient aircraft that use less fuel and produce less pollution †¢Concerns about greenhouse gases from carbon emissions †¢Replace its fleet of old aircraft with new, more environmentally-friendly aircraft, reducing the average age of its fleet to 2. 4 years †¢New aircraft produced 50% less emissions, 45% less fuel burn and 45% lower noise emissions per sea ECONOMIC: Its average paid was 49612â‚ ¬, a higher figure than any other major European airline †¢August 2006, Air Transport World magazine- most profitable airline in the world †¢Cost-cutting/yield-enhancing measures for passenger check-in and luggage handling could save more than 1â‚ ¬ per passenger †¢Web based check-in and priority boarding, save costs on check-in staff and airport facilities, as well as time †¢By tailoring rosters, they maximised productivity and time off for crew members TECHNOLOGICAL: †¢Web based check-in and priority boarding †¢Fleet of over 100 new Boeing 737-800 aircraft and firm orders for a further 138 new aircraft to be delivered over the next six years †¢Stronger passenger safety: body searched, banned from carrying liquids and gels in their carry-on luggage LEGAL: †¢Complying with EU regulations which impose a ceiling on pilot flying hours to prevent dangerous fatigue †¢In litigation with various airport over landing charges Accused it of misleading passengers on its website by exaggerating the prices of its competitors in making comparisons †¢Following flight cancellations due to increase in security measures, they decided to file two legal cases against UK government †¢In 2005, new legislation that offered compensation cost to passengers affected by delays, cancellations or denied boarding How to cite Ryanair Pestel, Papers

Sunday, December 8, 2019

Strategic Purchasing Development Scenario

Question: Discuss about the Strategic Purchasing for Development Scenario. Answer: Introduction: Fleisher and Bensoussan (2015) depicts that decision-making plays a crucial role in taking appropriate steps for better business outcome based on the market and economic indications. Businessperson also emphasizes on effective decision making so that better alternation tools can be evaluated that can be used to obtain the business goals. Gustafsson et al. 2013) on the other hand portray that with respect to capital budgeting techniques, the sensitive analysis is preferred by many business people for taking effective decisions. In this evaluation to types of variables are there- independent and dependent variable. Hull (2014) highlights that the effect of the independent variable on the dependent variable are analyzed based on certain circumstances so that future outcome can be controlled. Similarly, in business, if a management used sensitive analysis, it is used for measuring business uncertainties. Additionally, the technique of capital budgeting is also used by business experts for taking effective business decisions by estimating probable inflows and outflows considering the present monetary asset obtained by the organization for a certain project. Net Present Value, Internal Rate of Return and Pay Back Period are three techniques that are used for evaluating capital budgeting (Lam and Oshodi 2015). Goel (2015) furthermore explains that in this context, the sensitive analysis offers the provision of accurate understanding on trustworthy outcomes of the most effective investment alternatives. Andor et al. (2015) also describes that in order to generate covering the probable expenses, an organization involves in investment period return and financial effect; and it is the liability of that organization to formulate business decision for future by using standard internal rate and discounting rates according to the present monetary asset with the organization. Thus, this process of planning future decisions and analyzing present financial strength is the major concern of the sensitive analysis that considers the inflows and outflows of the budget. The outcome of the economy, interest rate, inflation rate, or foreign exchange fluctuation rate is based on the outcomes of those decisions. White and Miles (2015) highlights that risk is always associated with the estimation of the decision in terms of estimating sensitivity analysis on capital budgeting. Moreover, it is also not possible to estimate accurate estimation of the future profitability and undesirable business outcomes that affect the investment funds. Thus, in order to avoid such unfavorable business outcomes, businessperson uses the sensitivity analysis so that precise financial growth can be estimated within minimum costs rather than applying a risky way for attaining maximum profitability (Goel 2015). Taken for instance, in ASDA, managing authorities uses sensitive analysis for estimating future benefits with respect to debt and equity. If reduction of debt capital ratio by 10% is evaluated by the concept of sensitivity analysis, the average cost of capital will be 5.55% if it was considered that the value of debt is constant and the value of equity is increasing (Hull 2014). Scenario Analysis Fleisher and Bensoussan (2015) depicts that in order to estimate the anticipated value of an organizations performance for a specific interval of time, scenario analysis is done. One such business decision is the measurement of the portfolio measurement that emphasizes on the capital budgeting in order to take effective business decisions. Blobel and Frohlich (2017) thus portrays that managing authorities of an organization uses scenario analysis to measure risk factors on foreign exchange fluctuations, interest rate changes and inflate rates so that future risks can be avoided. The prime benefit of this approach is that the events of which net outcome of the proposed business projects is affected can be circumvented. Capital budgeting techniques also use to analyze profit maximization and investment opportunities that ensure the sustainable growth of the business. Lam and Oshodi (2015) furthermore depicts that concept like discounting method, line net present value, payback period o r internal rate of return is used by the business personnel to analyze the probable business outcome by considering all the associated risk factors. Fleisher and Bensoussan (2015) also suggest that risk can also be avoided if consequences of different modes of investment will be considered and scenario analysis helps the managing authorities to analyze those modes of investment. Businesspeople consider realistic capital budgeting and scenario analysis is used to determine probable factors for effective business decisions. Thus, base case, best case and worst case are the three types of scenarios that are use to evaluate the nature of projects and their outcomes (Blobel and Frhlich 2017). Taken, for example, is an economy is suffering from high inflation; it is probable that there is the low net present value of investment compared to the result of investment while the inflation is low. Thus, determination of scenario is important, whether it is the base, best or worst case. Sometimes, business decision makers consider multiple scenarios for the proposed projects to generate accurate outcomes. These decisions are based on several components of estimated cash flows relying on the same situation. Hull (2014) explains that is a person have proper knowledge of industrial benchmark; they are liable to analyze probability result that is based on macroeconomic factors like rate of foreign exchange, the rate of interest and rate of inflation. The example of Woolworths can also illustrate this that they use multiple scenario analyses and research on favorable and unfavorable factors regarding a number of retails stores, the location of the store, advertisement strategies, consumers demand and products incorporated in the stores along with the economic and realistic risks for operating the business. These risks are measured before investing in opening a new store. The probability of future income can also be evaluated with the help of decision tree, which is another method of the scenario analysis (Zabarankin et al. 2014). This tree analysis allows a business personnel to identify the factors of failure associated with a business decision that is useful for avoiding future and probab le economic risks so that better productivity and profitability can be attained (Fleisher and Bensoussan 2015). Similarities and differences between Capital Asset Pricing Model and Capital Market Line Capital Asset Pricing Model (CAPM) is a model used to evaluate the relationship between systematic risks of the investment and the expected return amount for the investment in terms of stock or securities (Zabarankin et al. 2014). Hull (2014) furthermore depicts that in order to attain realistic expected return, both systematic and unsystematic risk factors have to be considered. The capital budgeting technique can use these evaluations of the risk. Business people measure required rate of return by the Capital Asset Pricing Model so that proposed investment of the risky assets can be evaluated. Capital Market Line Gopalan et al. (2014) define the Capital Market Line as a tangent line that helps to determine market portfolio for proposed risky assets. The term tangent line is used as this line is drawn from a risk-free point to the feasible region, where there is a probability of the occurrence of the investments. Thus, Khavul and Deeds (2016) depicts that point of the combination of market portfolio and risk-free assets from a tangent line represents the Capital Market Line and it is also known as "rate of return." This line represents the risk factor to measure the fair value of investment through the model of Capital Asset Pricing Model in comparison with the market price. Moreover, it can be concluded that Capital Asset Pricing Model (CAPM) and Capital Market Line (CML) are used to determine required rate of return and market portfolio respectively, but these models have certain similarities and differences in order to evaluate expected the return of the proposed investments. Khavul and Deeds (2016) also explains that anticipated return of the investment in equity is also measured by the Capital Asset Pricing Model (CAPM) to find out the risk-free rate of return, risk variance and the anticipated market return. These factors are denoted by beta(). Re = Rf + B [E (Rm) Rf] is the formula use to find out the expected return of the investment portfolio. Where, Re- Denoted for Return on equity Rf- Denoted for Risk-free rate of the securities E (Rm) - Denoted for Expected rate of return on the portfolio of market B- Denoted for Beta coefficient and B [E (Rm) Rf]- illustrates the difference between for expected rate of return on the portfolio of market and risk-free rate of the securities also known as market premium. In addition to that, CAPM model is also used for plotting beta on one axis and the anticipated stock return on other axis and this tangent line is represented by the Capital Market Line. The slope that is drawn by the capital market line illustrates the market premium so that values for overvaluation or undervaluation associated with the proposed investment can be estimated accurately for effective business decision. Fajar Pasaribu et al. (2015) depicts that a business person has to consider the total risk of security to measure the expected return of the proposed investment securities. These total risks are categorized by two classifications- systematic risk and unsystematic risk. The variance if risks are evaluated by the beta coefficient in the total measurement of the risks that helps in evaluating the sensitivity of the securities due to the change of market risk and market return (Zabarankin et al. 2014). The expected return of the proposed investment is determined by the Capital Asset Pricing Model and is graphically represented by the Capital Market Line. Systematic risk in security investment is majorly seen in the market that cannot be diversified and unsystematic risks are related to the particular stock that can be diversified by considering the diversification process in investment. Moreover, systematic risk of the securities is represented by the coefficient of beta that is determin ed by the market variance along with the covariance of market securities (Huesecken et al. 2016). Erel et al. (2015.) furthermore depict that overall anticipated rate of return of the investment securities and their associated risk factors can be determined by the relationship between CAPM and CML. It can also be said that the Capital Market Line can estimate overvaluation or undervaluation of securities. Fajar Pasaribu et al. (2015) also highlights the fact that security is said to be undervalued if the expected rate of return of security in contradiction of its associated risk components is drawn over the capital market line. However, security is said to be overvalued if the expected rate of return of security in contradiction of its associated risk components is drawn below the capital market line (Niehaus 2014). Thus, it now becomes easy to measure the small amount of risk related to business decisions (Goel 2015). In addition to that, the two concerned model that is Capital Asset Pricing Model and Capital Market Line have certain similarities but is different from each other based on certain terms (Baldock 2016). Goel (2015) also highlight that Capital Market Line (CML) represents the securities value while the Capital Asset Pricing Model (CAPM) illustrates expected the return of the security. Moreover, Capital Market Line (CML) considers the entire market and systematic risk and risk-free rate of securities is considered by Capital Asset Pricing Model (CAPM) (Erel et al. 2015). It can also be stated that the performance of the investment portfolio is evaluated by the Capital Market Line by using the capital budgeting technique. This technique will also help the business person in evaluating the over or under valuation of proposed securities. While on the other hand, CAPM model is only used to determine the risk tolerance with the current market risk factor and expected the return of offered s ecurities (Baldock 2016). Lastly, Lanteri (2016) stated that Capital Market Line illustrates the investment portfolio more efficiently as a factor of the economic inflation rate and overall market risk is considered. However, in terms of accurate measurement of the market premium rate and the current risk of the stock, Capital Asset Pricing Model shows more accuracy. Thus, if the assessment of the overall market for the investment purpose is concerned, CAPM model does not perform well. However, Erel et al. (2015) state that consideration of both CML and CAPMresults in the efficiency of the investment return and efficiency of the investors respectively for evaluating the risk associated with the business and its solution to overcome the negative outcome of the business. Reference Lists Andor, G., Mohanty, S.K. and Toth, T., 2015. Capital budgeting practices: a survey of Central and Eastern European firms.Emerging Markets Review,23, pp.148-172. Baldock, R., 2016. An assessment of the business impacts of the UKs Enterprise Capital Funds.Environment and Planning C: Government and Policy, p.0263774X15625995. Blobel, C. and Frhlich, E., 2017. Scenario Analysis for Strategic Purchasing: Development of a Scenario Simulation Tool for the Villeroy Boch AG. InSupply Management Research(pp. 275-294). Springer Fachmedien Wiesbaden. Erel, I., Myers, S.C. and Read, J.A., 2015. A theory of risk capital.Journal of Financial Economics,118(3), pp.620-635. Fajar Pasaribu, S.E., Si, M. and Ridwan, M., 2015. The Extraordinary Solution for Indonesia Economic Crisis: Shariah Capital Market.Journal of Finance,3(2), pp.93-101. Fleisher, C.S. and Bensoussan, B.E., 2015.Business and competitive analysis: effective application of new and classic methods. FT Press. Goel, S., 2015.Capital budgeting. Business Expert Press. Gustafsson, A., Herrmann, A. and Huber, F. eds., 2013.Conjoint measurement: Methods and applications. Springer Science Business Media. Huesecken, B., Overesch, M. and Tassius, A., 2016. Capital Market Reaction to Tax Avoidance: Evidence from Luxleaks. Hull, J.C., 2014.The evaluation of risk in business investment. Elsevier. Khavul, S. and Deeds, D., 2016. The Evolution of Initial Co-investment Syndications in an Emerging Venture Capital Market.Journal of International Management. Lam, K.C. and Oshodi, O.S., 2015. The capital budgeting evaluation practices (2014) of contractors in the Hong Kong construction industry.Construction Management and Economics,33(7), pp.587-600. Lanteri, A., 2016. The market for used capital: Endogenous irreversibility and reallocation over the business cycle.Economic Research Initiatives at Duke (ERID) Working Paper, (207). Niehaus, G., 2014. Managing Capital via Internal Capital Market Transactions: The Case of Life Insurers. White, J.B. and Miles, M.P., 2015. A Proposed Capital Budgeting Technique for Liquidity Constrained Small Businesses.Journal of Small Business Strategy,1(2), pp.36-46. Zabarankin, M., Pavlikov, K. and Uryasev, S., 2014. Capital asset pricing model (CAPM) with drawdown measure.European Journal of Operational Research,234(2), pp.508-517.